Assuming that you want to use the large deposit exception hold, you start with the total of the deposit, which is $7,500. So you know that that the first $5,000 of the deposit will be subject to the 2/5 hold limits, and that $2,500 can be subject to the exception hold.
To maximize your holds, you need to release funds first from the local checks.
So ---
$100 available on first business day following the banking day of deposit.
$3,400 (the rest of the local check amount) available on the 2nd business day following the banking day of deposit.
$1,500 (from the nonlocal check) available on the 5th business day following the banking day of deposit.
$2,500 (the rest) available on the 11th business day following the banking day of deposit.
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John S. Burnett
BankersOnline.com
Fighting for Compliance since 1976
Bankers' Threads User #8