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#1106838 - 01/07/09 05:35 PM Credit reports
VWgirl21 Offline
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Joined: Jan 2008
Posts: 199
The Bluegrass
Is there something in FCRA that prohibits a lender from providing a copy of a borrower's credit report to the borrower?
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#1106927 - 01/07/09 06:47 PM Re: Credit reports VWgirl21
Skittles Online
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Skittles
Joined: Sep 2002
Posts: 13,965
TN
No
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#1107055 - 01/07/09 08:34 PM Re: Credit reports Skittles
Fork Ate Spoon Offline
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Fork Ate Spoon
Joined: Aug 2003
Posts: 2,261
Between Here and There
I'm not too familiar with what's on a credit report so I have to ask:

Does it show if a SSN doesn't match or if it's on the death master file? I say yes but not 100% sure..

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#1107241 - 01/08/09 12:48 AM Re: Credit reports Fork Ate Spoon
rlcarey Offline
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rlcarey
Joined: Jul 2001
Posts: 83,371
Galveston, TX
It depends on the services that you contract for from the CRA. Many CRA contracts prohibit the user from giving them to the subject, but as DS indicated it is not a piece of the FCRA.
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#1107248 - 01/08/09 02:13 AM Re: Credit reports rlcarey
complyyes Offline
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Joined: Apr 2006
Posts: 51
Midwest
Do you provide each borrower with their credit score information? Or if they are joint borrowers do you provide one with each borrower and their credit score on one form?

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