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#1110171 - 01/13/09 08:26 PM CTR Completion
nick99 Offline
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Joined: Nov 2005
Posts: 13
I have a customer who made a deposit to her single account for 9K. Later the same day someone else came in and made a deposit to another account of the same customer for 4845.00. This other account was a joint account with her spouse. I am planning to file a CTR for customer in the amount of 13845.00, listing her, and checking boxes (d) and (e) in sec B. My question is whether I list spouse; I am wavering because that second deposit for 4845.00 was the only one that benefits spouse, as he is not on the single account that got the 9K deposit. Any thoughts anyone?

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#1110220 - 01/13/09 09:06 PM Re: CTR Completion nick99
TXBSA Offline
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Joined: May 2006
Posts: 170
I would list the spouse. Even though he only benefits from a portion of the deposits, it gives a complete picture of the transactions for that day.

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#1110232 - 01/13/09 09:10 PM Re: CTR Completion TXBSA
BrendaC Offline
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Joined: Sep 2001
Posts: 6,029
Sweet Home AL
Absolutely. If he received only $1, he would still go on the report as benefiting from one of the cash transactions.
Life without Jesus is like an unsharpened pencil - it has no point.

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#1110395 - 01/14/09 12:58 AM Re: CTR Completion BrendaC
John Burnett Offline
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John Burnett
Joined: Oct 2000
Posts: 40,086
Cape Cod
I'll make it a trio.
John S. Burnett
Fighting for Compliance since 1976
Bankers' Threads User #8

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