Mr H brings in two deposits. One $5,000 cash for his business and one $6,000 cash for his other business. Both have different TINs. Later, his employee brings in $200 cash to deposit into one of the business accounts.
A CTR would be filed because one person conducted cash transactions that total over 10,000 in one day. Is one CTR for the $11,000 conducted by Mr. H or is the $200 added. I say no.
Opinions are my own and not of my employer.