I think it's an incurable violation. I don't think that forcing the borrower to take another $800, after the fact, fixes the violation. I guess at some point, you may have to disclose the fact that the $3,200 draw violated constitutional law. But the bank's lien could not be invalidated as long as the Bank at some point dishes out the $1,000. I know my bank wouldn't be paying out the $1,000 unless threatened by the borrower during foreclosure proceedings or perhaps a savvy borrower who might force our hand on the matter.
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The more you sweat in training, the less you bleed in battle.......