Last edited by Bonnie M; 09/12/03 11:39 PM.
If you get examined on FCRA, you can expect that this will be considered a violation. There are no if, ands or buts, a ChexSystems report IS a credit report.
Just because you say you are not using for credit report purposes does not change the fact that you have obtained a credit report.
Also, the FCRA does not care if the transaction is consumer or business. The rules still apply.
Regulations are a poor substitute for ethics.