You can report N/A if:
—
your institution does not take the applicant’s income into account,
—
the loan or application is for a multifamily
dwelling,
— the transaction is a loan purchase and you choose not to collect the information, or
—
the transaction is a loan to, or application from, an employee of your institution and you seek to protect the employee’s privacy, even though you relied on his or her income, or
—
the borrower or applicant is a corporation, partnership, or other entity that is not a natural person.
I would say that it this falls under the first one, if you didn't have it, you didn't take it into account. I found this on page 16 of the GIR.
Last edited by #12; 02/27/09 08:25 PM. Reason: add page # in GIR
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CRCM