We provide our Reg O policy to insiders every year - and require them to sign an acknowledgment of the policy as well.
Seems to me that our insiders now are very cognizant and careful about Reg O issues. Could be the banking environment they've lived through, or it could be our conservative management - maybe a little of both. Whatever the reason, it makes my job much easier!
Anyone else see more concerned insiders now than say, 10 years ago?
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Opinions my own.