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#1150401 - 03/24/09 04:27 PM truth in lending disclosure
swthomeala Offline
Junior Member
Joined: Oct 2005
Posts: 39
Georgia
question please - can someone give me a form number or a location to find the Truth in Lending Disclosure form with the 5 fed boxes [place for the total sales price] the software provider could not help. Thx so much
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Lending Compliance
#1150411 - 03/24/09 04:32 PM Re: truth in lending disclosure swthomeala
Skittles Online
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Skittles
Joined: Sep 2002
Posts: 13,965
TN
Who is your software provider? There is no 'standard' location or form number. They are different for each software provider.
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#1150438 - 03/24/09 04:50 PM Re: truth in lending disclosure Skittles
Rocky P Online
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Florida
For the regulatory version of the form, look to Reg Z, appendix H-1 (Credit Sale Model Form).
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#1150462 - 03/24/09 05:17 PM Re: truth in lending disclosure Rocky P
Pickles Offline
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Joined: Apr 2006
Posts: 275
Beach Bum, East Coast, USA
The new statement: "You are not required to ..... or signed a loan application". I know we must include this new statement in the disclosures, but does it have to be contained within the acutal FED Box or can it be disclosed "clearly & conspicuously" under the FED Box? We haven't gotten a response to this question yet, but my thoughts are that we are safer to create the new TIL with the statement enclosed within the FED Box... Has anyone else determined what they will be doing?
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#1150470 - 03/24/09 05:28 PM Re: truth in lending disclosure Pickles
waldensouth Offline
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waldensouth
Joined: Nov 2001
Posts: 7,983
FINALLY ABOVE the gnat line
I know Wolters Kluwer has a paper form - or they used to. Its not in their Rembrandt loan system.
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#1150703 - 03/24/09 08:30 PM Re: truth in lending disclosure waldensouth
swthomeala Offline
Junior Member
Joined: Oct 2005
Posts: 39
Georgia
thanks for the input folks.
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