I am working on a brochure for a new loan program and need to know if any of the following are triggering terms:
3/3 ARM X.xx% APR No Closing Cost (Builder will pay all fees associated with closing cost)
Currently my disclosure says Flood insurance may be required. Advertised rates subject to credit approval and Lenderís credit criteria and may be higher based on applicantís credit history. Certain conditions and restrictions apply. Rate may increase after consummation.