IMO we have people whose time is not fully utilized that could set up new customers.
Compensating controls
Some reconciliations are reviewed, some not. Report review is minimal and seems to be of the minimal scan and sign method. The supervisor of this individual is stretched thin acting as CFO, head cashier, lender, manager, as well as deposit account maintenance so based on that my gut reaction is, in general, the activity bankwide is not properly scrutinized by management.