Can anyone tell me what the supervisory limit is for 1-4 family owner occupied homes? The regulation states that there is not one established, however I can find 1-4 family rentals.

What needs to be included in the 100% bucket of capital. The regulation does not appear to require reporting of owner occupied 1-4 family. For example, purchase, refinance, home improvement, home equity loans/ lines.

Thanks in advance.

If is 90% or more and you don't have mortgage insurance, then it goes in the bucket. See below"

"A loan-to-value limit has not been established for permanent mortgage or home equity loans on owner-occupied, 1- to 4-family residential property. However, for any such loan with a loan-to-value ratio that equals or exceeds 90 percent at origination, an institution should require appropriate credit enhancement in the form of either mortgage insurance or readily marketable collateral."