Under Q & A's #9 and #10, the answer is "reserved". In this document, it states that the numerous comments received on the insurable value part of the proposed Q & A have led them to propose new Q & A's in this regard for public comment. Question #9 is "What is insurable value?" Question # 10 is "Are there any alternatives to the definition of insurable value?" While it's good to have many of our questions answered, these 2 questions are a huge issue when trying to determine the insurable value.