Just a question to see if we would run afoul of anything.

Home Equity Line of Credit was approved for a customer whose home was smack in the middle of one of the fire danger areas in California. Credit Admin wants to delay drawing the documents until we know for sure if the house is still standing or not.

I don't think this is a violation of anything under Reg B, and I don't think we would have either a RESPA issue or Reg Z issue, but I thought I would toss this out for comments.

I can't think of any regulatory issues. It's probably a prudent thing to do from a safety and soundness standpoint. But, there's a part of me thinking those poor people. They probably need money more than ever right now, and as long as the property is properly insured, you'd still be collateralized.