I am completely drawing a blank on the answer to this question. I am working on my CRA scrub and have a couple of loans that were on the LAR for 2nd quarter as CRA but the CRC codes have now been changed to make them HMDA reportable and they are not on my query for this qtr. Should these loans be deleted from the CRA LAR now since they are now HMDA reportable or should I leave them on the LAR since they were CRA in earlier qtrs?

Izzy, are you talking about the new definition of real estate secured loans? If you are, I would think that it would trigger more reportable small business loans rather than fewer loans because the new definition would not count many loans as secured by real estate that were counted previously (therby disqualifying those loans as being "small business"). In fact, the glossary has an example of such.