Skip to content
GeoDataVision
Thread Options
#1298320 - 12/03/09 08:05 PM CRA Public File question
Game On Offline
Platinum Poster
Joined: Jul 2001
Posts: 566
Marietta, GA
We are required to list branches opened during the prior 2 years in our public file. Does this include a branch we assumed from another bank? I would think so because the branch just opened in our name, but I would like another opinion.



Athens

Return to Top
CRA
#1298485 - 12/03/09 09:58 PM Re: CRA Public File question Game On
Kelsey D Offline
Platinum Poster
Joined: Aug 2006
Posts: 516
Ohio
I include those branches in my public file.
_________________________
Don't make me say, "I told you so!" Sincerely, your friendly Compliance Officer.

Return to Top
#1298490 - 12/03/09 10:01 PM Re: CRA Public File question Kelsey D
bOaty Offline
Power Poster
bOaty
Joined: Aug 2006
Posts: 4,266
Chillin an grillin
Same here.
_________________________
HMDAHMDAHMDAHMDAHMDAHMDA

Return to Top
#1298637 - 12/04/09 12:52 AM Re: CRA Public File question bOaty
rlcarey Online
10K Club
rlcarey
Joined: Jul 2001
Posts: 79,959
Galveston, TX
I doubt that you would see all of the Wachovia branches listed in the public file of Wells Fargo. You didn't open that branch, you bought it.
_________________________
The opinions expressed here should not be construed to be those of my employer: PPDocs.com

Return to Top
#1298843 - 12/04/09 03:42 PM Re: CRA Public File question rlcarey
bOaty Offline
Power Poster
bOaty
Joined: Aug 2006
Posts: 4,266
Chillin an grillin
I hate to even think about looking at the public file for Wells. That thing must be a monster! eek
_________________________
HMDAHMDAHMDAHMDAHMDAHMDA

Return to Top
#1301184 - 12/08/09 08:20 PM Re: CRA Public File question bOaty
JUST CALL ME CRA Offline
100 Club
Joined: Aug 2002
Posts: 133
SOMEWHERE
Which brings up a good question. Do any of you have your Public File out on the Internet or even on your own Intranet?
_________________________
Opinions do not reflect opinion of employer and cannot be relied upon as advise.

Return to Top
#1301222 - 12/08/09 08:48 PM Re: CRA Public File question JUST CALL ME CRA
Tennismom Offline
Platinum Poster
Tennismom
Joined: Jan 2004
Posts: 771
Intranet - It is always up to date and it allows our branch employees easy access to the information in the rare instance that someone would request it.

Return to Top
#1301752 - 12/09/09 04:26 PM Re: CRA Public File question Tennismom
bOaty Offline
Power Poster
bOaty
Joined: Aug 2006
Posts: 4,266
Chillin an grillin
We have ours on our intranet.

I haven't seen anyone put one on their public website, yet anyway. I have seen some banks that post their PE there.
_________________________
HMDAHMDAHMDAHMDAHMDAHMDA

Return to Top
#1302329 - 12/10/09 02:46 AM Re: CRA Public File question bOaty
rlcarey Online
10K Club
rlcarey
Joined: Jul 2001
Posts: 79,959
Galveston, TX
_________________________
The opinions expressed here should not be construed to be those of my employer: PPDocs.com

Return to Top
#1303866 - 12/11/09 06:55 PM Re: CRA Public File question rlcarey
JustGottaKnow Offline
Member
Joined: Aug 2008
Posts: 77
If you have your public file on the intranet or the internet, are you still required to have a hard copy in each state?

Return to Top
#1303868 - 12/11/09 06:59 PM Re: CRA Public File question JustGottaKnow
Kathleen O. Blanchard Offline

10K Club
Kathleen O. Blanchard
Joined: Dec 2000
Posts: 21,285
As long as it is ready available and can be printed out or otherwise made available upon request as required, there is no need to also maintain a hard copy. You have met the requirement for it to be available in these branches (this method actually exceeds the requirements by having it available in all branches.)

Some banks keep a hard copy in the CRA Compliance area.
_________________________
Kathleen O. Blanchard, CRCM "Kaybee"
HMDA/CRA Training/Consulting/Mapping
The HMDA Academy
www.kaybeescomplianceinsights.com

Return to Top
#1310850 - 12/21/09 09:59 PM Re: CRA Public File question JUST CALL ME CRA
zitch70 Offline
Gold Star
Joined: Apr 2001
Posts: 331
Edinburg, Texas
Ours is on the Intranet and been there since 2002. No problems yet except the infernal auditors who try and test employess for file documents.

Return to Top