We are required to list branches opened during the prior 2 years in our public file. Does this include a branch we assumed from another bank? I would think so because the branch just opened in our name, but I would like another opinion.



Athens

I include those branches in my public file.

Same here.

I doubt that you would see all of the Wachovia branches listed in the public file of Wells Fargo. You didn't open that branch, you bought it.

I hate to even think about looking at the public file for Wells. That thing must be a monster!

Which brings up a good question. Do any of you have your Public File out on the Internet or even on your own Intranet?

Intranet - It is always up to date and it allows our branch employees easy access to the information in the rare instance that someone would request it.

We have ours on our intranet.

I haven't seen anyone put one on their public website, yet anyway. I have seen some banks that post their PE there.

There are some:

https://www.suntrust.com/portal/server.pt/community/public_file_overview/1473

If you have your public file on the intranet or the internet, are you still required to have a hard copy in each state?

As long as it is ready available and can be printed out or otherwise made available upon request as required, there is no need to also maintain a hard copy. You have met the requirement for it to be available in these branches (this method actually exceeds the requirements by having it available in all branches.)

Some banks keep a hard copy in the CRA Compliance area.

Ours is on the Intranet and been there since 2002. No problems yet except the infernal auditors who try and test employess for file documents.