Wow. You found a structured transaction from 5 years ago? Well, the SAR laws do state to file within 30 days from the date of detection. Though you might opt to not file a SAR, however, perhaps alternatively make a no-SAR filed file referencing the situation and your decision not to file based on the transaction occuring five years ago; provided current activity is not unusual or otherwise suspicious. I'm sure that $16,000 is long gone & non-traceable by now.
Last edited by banker1976; 01/07/10 07:33 PM.
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