The actual fee paid to the public officials is $5 and they add $1 for a total of $6. They include the entire amount as a finance charge because it is easier and they do not have to break out the dollar. However, on the note in the fed box there is a place where the filing fee is documented. Is it wrong to include the entire amount of $6 instead of the actual that is going to the public offical of $5? I know this is really a mininal amount but I am looking for the correct way it should be done.