HUD's Q&A #9 on page 26 indicates we should include "...obtaining verifications & appraisals" in block 1 of the GFE.

We pay a set fee of $330 to an appraisal management company that covers the cost of ordering the appraisal, the actual appraisal, reviewing the appraisal, etc. The AMC contracts out the appraisal and the amount the AMC pays to the individual appraiser varies. However, the bank always pays $330 to the AMC.

Based on HUD's Q&A, do we have to breakdown the $330 that the bank pays to the AMC into separate amounts (box 1 amount for ordering) and box 3 amount for the actual appraisal & review of the appraisal)?

Thanks.