Is there something in Reg CC that says that we have to give NSF fee's back to the customer if a notice wasn't given at the time of deposit? I know other financial institutions have best practices in place to do it but I can't find anything in the reg itself that says we have to.
Thanks

Check 229.16(c) about case-by-case holds. It talks about over draft and returned check fees.

Good God, the only one I didn't look at!!
Thank you very much!

Also look at paragraph 229.13(e)(2).