We have no affiliates and do not disclose to nonaffiliates for marketing purposes. On the new disclosure we're marking "no" about sharing for marketing purposes. In the definitions under nonaffiliates is it still asking about sharing for marketing purposes, which would be a "no", or will we have to say we do share with nonaffiliates who are our service providers, such as Internet banking, bill pay services or debit card processors? In the instructions one of the options to put in the definitions includes the words "so they can market to you". So is that they only thing to consider in the definitions section?