We offer an open end checking account overdraft protection product. Our forms vendor has a canned form that complies with the Reg Z but does not allow us to make changes. We are looking to add an addendum to the original disclosure stating a change in terms. We do not want to have the minimum advance in increments of $50.00, we only want to pull what the customer needs to cover the overdraft. I have researched and haven't found anything to help me decide if this is allowed Does anyone know or can you direct me to the correct place to research further?
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