Learn More - Click Here!

Thread Options
#1368588 - 04/02/10 04:07 PM Certified Checks
Soccer Offline
Platinum Poster
Joined: Jan 2010
Posts: 995
Utopia
Does anyone know if a Certified Check can become stale dated after six months the same as a regular check? Also a Certified Check is a service we offer but are not required to offer correct?
_________________________
Everything happens for a reason

Return to Top
Operations Compliance
#1368591 - 04/02/10 04:14 PM Re: Certified Checks Soccer
Elwood P. Dowd Offline
10K Club
Elwood P. Dowd
Joined: Aug 2001
Posts: 21,939
Next to Harvey
Certifying a check is an antiquated service that banks are allowed, but not required to offer. Very few do. If you offer the service, you may offer it on a case by case basis.

A certified check is a direct obligation of the bank; it is the practical but not the legal equivalent of a cashiers check. The concept of stale dating does not apply.
_________________________
In this world you must be oh so smart or oh so pleasant. Well, for years I was smart. I recommend pleasant.

Return to Top
#1368635 - 04/02/10 04:58 PM Re: Certified Checks Elwood P. Dowd
Soccer Offline
Platinum Poster
Joined: Jan 2010
Posts: 995
Utopia
Thanks
_________________________
Everything happens for a reason

Return to Top

Moderator:  Andy_Z, John Burnett