I have really confused myself today...Under the FCRA rules for Accuracy and Integrity and Direct Dispute's do these rules apply only to "credit" reporting or would this also include reporting on the "deposit" side?

Maybe this is a dumb question since these rules fall under FCRA, but it is my read that if you provide "information" to a CRA that is disputed by the consumer, then you must have procedure for handling these disputes and respond within 30 days to the consumer. No, I guess the real question is would deposit information reported to chexsystem be covered under these rules? Anyone?

I'm thinking it does apply. I attended a seminar and I have some notes in the margin that state "Get info from operations regarding ChexSystems......"

Thank you Dolly. That is my opinion as well.