Thanks Ted. Can you point me to the where i can find section 312 itself in the Reg, instead of the final rule. Isn't the final rule where they tell you the entire history of it, the arguments made back and forth, etc.? That is always confusing to me....but when i pull up my version of the FCRA/FACTA, i see sections starting in the 600s.....confused.
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I'm fixin' to fix that.