Our account disclosure currently states that an account can be overdrawn, inperson, by check or other electronic means.
Your language reflects a change that all banks were required to incorporate in 2006 in order to more fully describe the types of transactions that could create an overdraft; i.e. yours is a question that any bank should ask.
Although your bank would not intentionally allow a customer to overdraw his or her account by a one time debit card transaction or ATM card, such overdrafts remain possible due to some systemic weaknesses. Less theoretical is the point that any discussion of overdrafts created by "electronic means" would also describe overdrafts created by ACH debits.
So, your language is still accurate and need not be changed. The Fed has not issued any direction indicating banks should make this language precise based on whether a customer opt-in program is available.