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#1379967 - 04/22/10 09:53 PM HMDA Basics
Doug Hendrickson Offline
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Doug Hendrickson
Joined: Oct 2009
Posts: 3,927
I could use some help with the following:

1. Assume you have holding company in a non-msa that owns just one bank in a non-msa, the holding company acquires another bank in an msa; I'm presuming that only the bank in the msa is HMDA-reportable?

2. Assume you have the same holding company in a non-msa with one bank in a non-msa, and the bank acquires/establishes a branch in an msa; I'm presuming that the bank is now HMDA-reportable (for all loans, not just the ones booked in the branch that is within the msa)?

3. Is there a list of MSAs?

Thanks.
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I hear and I forget. I see and I remember. I do and I understand.--Confucius

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#1379968 - 04/22/10 09:59 PM Re: HMDA Basics Doug Hendrickson
Island Dreaming Offline
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Joined: May 2009
Posts: 217
midwest
Correct
Correct
There is a list in the back of the HMDA GIR guide that can be found on ffiec.gov

Good Luck!
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#1379969 - 04/22/10 10:00 PM Re: HMDA Basics Doug Hendrickson
hmdagal Online
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hmdagal
Joined: Dec 2002
Posts: 3,817
Your first 2 points are correct.

Here is the bible for all things HMDA:

http://www.ffiec.gov/hmda/guide.htm

Appendix F is a list of all state and county codes, along with the corresponding MSAs.

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#1379970 - 04/22/10 10:03 PM Re: HMDA Basics hmdagal
Doug Hendrickson Offline
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Doug Hendrickson
Joined: Oct 2009
Posts: 3,927
Thank you both for the speedy responses and the specific references...much appreciated!
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I hear and I forget. I see and I remember. I do and I understand.--Confucius

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