Can someone explain to me what the escrow aggregate adjustment is? It's on some of our HUD's but not on all of them. I found HUD's explanation that it's the difference between the deposit required under aggregate analysis & the sum of the itemized deposits. But if I go in our system & enter the taxes & insurance separately, I get the same initial deposit as if they were entered together. I need this to make sense to me so I can explain it to the others. Do we have to do anything with the adjustment?
Thanks!

One other question I have about escrow:

If the initial escrow deposit is financed as part of the proceeds, do I need to show the disbursement to the customer as well as the escrow deposit? If I dont't my HUD doesn't balance.

Thanks!