OCC Bulletin 2010-15 answered my question. However I have a follow up question.
2010-15 states the same verbiage as above but has a reference to footnote 6 which states “Under the Rule, the financial institution may, but is not required to, list those methods.”
The rule does state that the notice must include the information outlined in the Regulation and may not contain any other information that is not specified in or otherwise permitted by the rule.
The question I now have is whether stating “Bank X offers alternative methods for covering overdrafts, please talk to one of our bank representatives for more information regarding such services” is an acceptable deviation.