I read the recent threads from Model Privacy Form and Model Privacy Notice and Annual Mailing Question. So, regarding an insurance operating subsidary of the bank - Under FCRA 603(d)(2)(A)(ii) and 624 - if inforamtion is shared bewteen the subsidiary and the bank solely for the purpose of facilitating the insurance application (i.e. no marketing) acceptable with out providing an opt out? If yes, any limit on the information (FCRA 603(d)(2)(A)(ii) refers to communication of "that information" . . .)? - - Lastly, and for confirmation, under GLBA sharing between affilitates (i.e. insurance operating subsidary of the bank ) is permitted without opt out under xx.6(a)(3) - Am I understanding correctly?