I have a bunch of applications in 2009 that closed in 2010. The GFEs are, of course, dated in 2009. The FAQs say you can use an old HUD-1 if you used an old GFE - if the terms and charges are the same. April FAQ - page 6 #3
So, I take that to mean, the old GFE should match the old HUD-1, right? For instance, the old GFE says the appraisal is $500, the old HUD-1 should say $500 too, right? What if it doesn't? What if the old GFE says the appraisal is $500, but the old HUD-1 says $650. How do you cure this? Do you create a new GFE and HUD-1 to determine the total number of items off and then determine if you are within the tolerance for that category?
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It's not that I take life for granted. It's only that the good won't make it. Innocence dies, while Villany Thrives.