I'm struggling to not dig too far, so I need some help.
Customer withdraws total of $28,000, IN CASH, from three of his business accounts (LLCs). The money is deposited into one of his personal accounts. The next day, he deposits the $28,000, in the form of personal checks, back into each of the three business accounts. Note on each of the deposit slips states "payment from shareholder".
I mean, it's something that you say, "why would he do that", but I wouldn't know which SAR category to pick. Could I ask customer, yes; however, I don't want to tip our hand on any sort of filing. CTR was filed on original withdrawal of cash.