I agree with Bob. Anytime you are selective in any type of review, enforcement, etc., the person/entity is potentially exposing itself to litigation and reputational risk, and internal questions about who is looking at me and why. There could be some concern that review of financial statements is used to help determine pay raises.
Bank officers should be above-board in all credit dealings, but a financial statement is only one part of an evaluation. There may be an officer with high credit card debts and another with none. That does not alone evaluate honesty or need.
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Integrity. With it, nothing else matters. Without it, nothing else matters.