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#1412385 - 07/07/10 04:00 PM Flood (Self) Determination
M Cockrell Offline
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M Cockrell
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Dallas, TX
I've searched & been unsuccessful (my search criteria may be off the mark crazy ).

I'm looking for the website (FEMA, maybe), where I can enter an address & get (at least) an approximation of whether a particular property is in a flood zone.

It was recently remapped & our flood company says it's now in a flood zone, but the customer's agent says it's not. My initial thought is the agent is NOT using the updated map, but I'd like to independently verify it one way or the other.

Thanks in advance.
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#1412399 - 07/07/10 04:16 PM Re: Flood (Self) Determination M Cockrell
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#1412403 - 07/07/10 04:18 PM Re: Flood (Self) Determination Cowboys Fan
M Cockrell Offline
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M Cockrell
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Dallas, TX
Yeah, that's where I was, but the search results come back: "Map search was unable to find the location you requested. You may be able to find the requested map product through our Product Catalog. This is a result of recent revisions and/or timing issues which caused a delay in the data being available in Map Search. If you have questions or need further assistance contact our Customer Service Department at (877) 336-2627."

If I call the CS Dept, will they verify the zone?
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#1412410 - 07/07/10 04:24 PM Re: Flood (Self) Determination M Cockrell
#Just Jay Online
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Also, does the county have aerial maps with flood overlays that have been recently updated?? Sometimes I find these are much better than the FEMA photos at determining the location of properties and structures in a flood zone, pending the overlays have been updated (which your county should be able to verify for you).
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#1412413 - 07/07/10 04:25 PM Re: Flood (Self) Determination #Just Jay
M Cockrell Offline
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M Cockrell
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Dallas, TX
Are you talking about the Central Appraisal District maps?

If not, to what were you referring?
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#1412414 - 07/07/10 04:25 PM Re: Flood (Self) Determination M Cockrell
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No idea - I've never called but I guess it would be worth a try.
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#1412462 - 07/07/10 05:26 PM Re: Flood (Self) Determination Cowboys Fan
RR Joker Offline
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I use google/yahoo, etc, to find the property. Then I go to FEMA and the index for that community...find the location, then find that map # the property is actually located in and review it.
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#1412694 - 07/07/10 11:33 PM Re: Flood (Self) Determination RR Joker
rlcarey Online
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"It was recently remapped & our flood company says it's now in a flood zone, "

Then you have the current map number on the FHD - pull that map and see if the property is on it.....
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#1413107 - 07/08/10 08:47 PM Re: Flood (Self) Determination rlcarey
M Cockrell Offline
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M Cockrell
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I hate to sound stupid, but...

exactly how & where do I "pull that map?"
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#1413109 - 07/08/10 08:48 PM Re: Flood (Self) Determination M Cockrell
Skittles Online
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www.fema.gov

You can go into flood maps and enter the map and panel ID.
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#1413125 - 07/08/10 09:03 PM Re: Flood (Self) Determination Skittles
M Cockrell Offline
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M Cockrell
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Dallas, TX
Okay. Two more things:

1. I didn't realize you could inquire by map/panel number. Thank you.

2. What does it mean when you're getting the following error message? "No panel was found. The panel for which you are searching may have been assigned a new ID#. Please contact Customer Service at (877) 336-2627 for more information."

Does it mean my determination company is making things up???
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#1413136 - 07/08/10 09:19 PM Re: Flood (Self) Determination M Cockrell
Skittles Online
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It means the map has probably been updated since that panel was originated.

Go to the address part of that section and pull the current map panel ID number.
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#1413183 - 07/09/10 01:28 AM Re: Flood (Self) Determination Skittles
rlcarey Online
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You can also go here and search current and old maps based on the community through the drop down menus.

http://msc.fema.gov/webapp/wcs/stores/se...&userType=G
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#1413597 - 07/09/10 08:06 PM Re: Flood (Self) Determination Skittles
M Cockrell Offline
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M Cockrell
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Dallas, TX
Or, it means...

user error.

Apparently, when entering the map/panel number, FEMA doesn't expect the user to input the hyphen.

Heh, heh. blush
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#1415632 - 07/15/10 07:44 PM Re: Flood (Self) Determination M Cockrell
Tillie Offline
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When the insurance agent comes up with a different flood zone, I ask the agent to send me a copy of his determination.
You can then tell if they are using the most current flood map and which map they are using.
Live and learn!

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#1415653 - 07/15/10 07:54 PM Re: Flood (Self) Determination Tillie
M Cockrell Offline
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M Cockrell
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Dallas, TX
Well, this has been a fun experience.

The maps I've checked places the property one place (away from water), but the flood determination company places it on a small penisula, right on the water.

We communicated to the customer we would force place if he (and/or his agent) didn't provide evidence that he was NOT in a flood zone.

The interesting thing is the property was recently re-mapped into a flood zone. I find it difficult to believe a property sitting at the tip of a penisula would not have already been mapped as being in a flood zone.
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