Am I correct in that if you are not altering any facilities or buidlding any new ones that you are grandfathered in under the old rules? However, if we were to install a new ATM than we would have to go with one with all the new features? If we are doing nothing are there any changes required to our existing ATM's.??

http://www.bankersonline.com/forum/ubbthreads.php?ubb=showflat&Number=1420839&page=all

here is another thread that might help you.