You mean the statement for JWNDAA/Talent?
It does apply to covered loans, i.e. payday loans, vehicle title loans, tax loans and has exclusions as well. So if it isn't a covered loan, it doesn't matter that it is a covered borrower.
As noted, if the product changes you'll have to remember to get it and that may be easy to forget. Depends on your workflow. If an unsecured loan request turns out to be for home improvement and you remember to get GMI, you may do well getting this form selectively as well. Your choice on over-compliance or the risk of error.
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AndyZ CRCM
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