Talk to an attorney about indemnity bonds and lost/stolen/destroyed checks. Review Section 11-3-312 of the Georgia Code (section 3-312 of the UCC) before you contact the attorney. It may be unreasonable to require a bond once the 90-day waiting period has passed under the provisions of 3-312.
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John S. Burnett
BankersOnline.com
Fighting for Compliance since 1976
Bankers' Threads User #8