Does anyone use a HUD-1A?

If so, how do you show debits and credits?

We use HUD 1A's but use the HUD1 when there are credits/debits involved. remember the 1A is an optional form...it's a convenience, but not a required document.

Not since 1/1/10. Sorry.

HUD only allows credits on the HUD1 so as of 1/1/10 we use the HUD1 for everything....

I had a title company tell me that they "had to use it (HUD 1A)" in transactions without sellers. I told them - they would not close my loan if they didn't use the HUD1. They figured out a way to earn that 300 closing fee and do it the way I told them too.

HUD only allows credits on the HUD1 so as of 1/1/10 we use the HUD1 for everything....

Where is this mentioned? I am doing a quick read of the instructions and can't find this.

Thanks!

FAQ page 46

11) Q: The General Instructions indicate that if a charge has been shown on the GFE as payable by the borrower but at closing it is paid by another person, including by the loan originator in a loan other than a no-cost loan, the fee should be shown in the borrower‘s column on the HUD-1 and be offset by listing a credit to the borrower on lines 204-209 of the HUD-1. If a HUD-1A form is being used, lines 204-209 do not exist. How should the credit be shown on a HUD-1A form?
A: Use of the HUD-1A form is an optional form to be used by the settlement agent in a transaction in which there is not a seller and as otherwise appropriate. If the use of a HUD-1A form is not appropriate, such as if there is a credit given by a loan originator or other party, the settlement agent must use the HUD-1 form.