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#148815 - 01/13/04 01:08 PM Re: Good Old Days of Banking
P*Q Offline

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P*Q
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Posts: 8,458
Somewhere
Quote:

It's the blue plastic copy of a microfish (or however you spell that). Is there even microfish anymore? Is that even the way you spell microfish? Is a microfish a little tiny itsy bitsy fish?

Have I been drinking on Friday again? heh heh



Yes Dawnie, we still have the blue copy of microfiche! We'll get imaging some day!

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#148816 - 01/13/04 01:11 PM Re: Good Old Days of Banking
P*Q Offline

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P*Q
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Somewhere
What about the no e-mail/voice mail days. Days when your phone rang until you picked it up and you actually had to speak to whomever was calling right away. When I started at my current bank 6 years ago, they didn't have voice or e-mail, I was like, what did I get myself into.

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#148817 - 01/13/04 01:33 PM Re: Good Old Days of Banking
Retread Offline
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Retread
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Southeast
What about copy machines where you had to use a piece of developer paper for each page and do the copies one at a time. (Only allowed to use to copy documents from others. All copies of internal documents were made with carbon paper.) Also the drive in trays were manual and there were no "tubes" so you could only have one drive in, or you had to have a teller booth at each drive in if you wanted multiple lanes.
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#148818 - 01/13/04 01:53 PM Re: Good Old Days of Banking
Retired DQ Offline
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Turnpike Exit 10
How about working all night (New Years Eve) for year end? Nope, don't miss that either!
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#148819 - 01/13/04 03:21 PM Re: Good Old Days of Banking
RBanker Offline
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RBanker
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Posts: 2,675
Austin Texas
More from Tex -
Working OT to handcount items and stuff statements
Going to proof to review film to look for my outages (I did this way too many times)
Running the Central Vault (Do banks have central vaults anymore)
Having to wear the 'branch tie' if I forgot mine (when I was a student - now it's all business casual)

Oh those were the days!!!-

I really love this thread
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#148820 - 01/13/04 03:32 PM Re: Good Old Days of Banking
Retread Offline
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Southeast
ExGovtBabe,
You forgot hauling around a trunk full of those regulation books, manuals, workpapers, etc. that are now contained on a CD or two.
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Politicians are like diapers. They need to be changed often and for the same reason.

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#148821 - 01/13/04 03:34 PM Re: Good Old Days of Banking
Pup Offline
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Pup
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Pedaling along a scenic highwa...
Quote:

Is a microfish a little tiny itsy bitsy fish?
Have I been drinking on Friday again? heh heh




Ahhhhh, microfish. Pretty good when they are fresh and rolled in a nice, light batter. I prefer Louisiana microfish.

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#148822 - 01/13/04 04:48 PM Re: Good Old Days of Banking
DEL Offline
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Joined: Oct 2002
Posts: 730
Maine
Glass ceilings
Pink collar ghettos
Automatically earning less than men in the same job
Saying "I work in a bank" and always being asked "what branch are you a teller in?"

Yeah, the good old days....

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#148823 - 01/13/04 04:50 PM Re: Good Old Days of Banking
Patsy Cline Offline
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On the road...
I can remember when I started out... smoking at the teller window when we were balancing our drawers for the night! Ahh! I cannot even imagine that now.
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#148824 - 01/13/04 05:15 PM Re: Good Old Days of Banking
1 Peter 5:7 Offline
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TX
In 1976 we hired our first female loan officer. They put her in an outpost branch and refused to give her any support staff. Said she was capable of doing her OWN typing and filing. When ECOA passed ('75?) my boss who had been a lender since 1937, abruptly retired. Said he wasn't going to be forced to make loans to women. It's hard to believe these attitudes existed just a generation ago.
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#148825 - 01/13/04 05:26 PM Re: Good Old Days of Banking
Patsy Cline Offline
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On the road...
Quote:

When ECOA passed (1975?) my boss who had been a lender since 1937, abruptly retired. Said he wasn't going to be forced to make loans to women.




It is hard to believe!
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Michelle CRCM

"What would you attempt to do if you knew you could not fail?" ~ unknown


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#148826 - 01/13/04 05:34 PM Re: Good Old Days of Banking
Rocky P Offline
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Florida
And I remember in 1974, at mortgage closings the loan officer would instruct the couple with:

"OK, the next piece of paper you both need to sign is an affidavit that your wife will not get pregnant for the next 5 years."
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#148827 - 01/13/04 05:36 PM Re: Good Old Days of Banking
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SC
Quote:

I recall in 1976 we hired our first female loan officer. They put her in an outpost branch and refused to give her any staff support. Said she was capable of doing her OWN typing and filing.




Unfortunately, that's still true in a lot of places today.
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#148828 - 01/13/04 05:53 PM Re: Good Old Days of Banking
EllenA Offline
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Flushing, NY
Sad but true, we still use microfiche, still hand file checks and check the signatures, still "item count" when we do the statement, 21st Century? I'm still trying to pull us into the 20th
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#148829 - 01/13/04 06:02 PM Re: Good Old Days of Banking
Skittles Offline
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TN
It was a tad before my time, but women had to take maternity leave as soon as they started to show they were pregnant. I can't imagine.
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#148830 - 01/13/04 06:24 PM Re: Good Old Days of Banking
Brandy Osborne Offline
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Posts: 660
KY
man i feel way out of place... i don't really remember a time with out computers... never really used a type writer and only have vauge memories of carbon paper from elementary school. but i cannot imagine the trying to balance a teller drawer with out a computer!
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#148831 - 01/13/04 06:27 PM Re: Good Old Days of Banking
Retired DQ Offline
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Turnpike Exit 10
Quote:

but i cannot imagine the trying to balance a teller drawer with out a computer!




Geez, skye, all's ya need is a calculator and a piece of paper and a pen...
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Get your facts first, then you can distort them as you please. - Mark Twain

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#148832 - 01/13/04 06:30 PM Re: Good Old Days of Banking
RBanker Offline
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Austin Texas
How many of our tellers today could successfully operate their cash drawer, and balance, if their computers were to be unavailable to them for one day?
Oh, the days of hand-writing and totaling tickets!!
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#148833 - 01/13/04 06:42 PM Re: Good Old Days of Banking
Skunk Boy Offline
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R.I.P. Chief Illiniwek
Quote:

Quote:

but i cannot imagine the trying to balance a teller drawer with out a computer!




Geez, skye, all's ya need is a calculator and a piece of paper and a pen...




And an Abacus!
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#148834 - 01/13/04 06:45 PM Re: Good Old Days of Banking
Retired DQ Offline
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Turnpike Exit 10
Quote:

And an Abacus!




AT, here I was thinking that you were a nice guy, too!
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#148835 - 01/13/04 07:05 PM Re: Good Old Days of Banking
Anonymous
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I remember when we use to use sea shells for change.

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#148836 - 01/13/04 07:34 PM Re: Good Old Days of Banking
Retread Offline
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Southeast
I once worked for a small bank during the pre-RegZ days. We routinely made $100 loans for 30 days to mill workers. We charged a $10 minimum fee. Then along came Reg Z, and you guessed it, this computed to a simple APR of 120%. Freaked out our customers until we explained they were paying the same thing they always paid. Also, I would spend a lot of time filling out instalment loan forms along with the separate Reg Z disclosures by hand. After painfully trying to explain each and every entry as was required, the only response I ever got from a customer was "How much are my payments?" Not one ever asked me the interest rate.
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Politicians are like diapers. They need to be changed often and for the same reason.

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#148837 - 01/13/04 08:17 PM Re: Good Old Days of Banking
hmdagal Offline
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I remember calling the credit bureau (yes, on the telephone). The person at the credit bureau would go to their filing cabinet, pull out the file of the person I was calling on and read what it said while I took notes.

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#148838 - 01/13/04 08:28 PM Re: Good Old Days of Banking
HRH Dawnie Offline
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Anchorage Alaska
Quote:

Saying "I work in a bank" and always being asked "what branch are you a teller in




That's in the good old days? I still get this every so often.
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CRA Rating is in...Oh who cares...I'm home with the baby.

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#148839 - 01/13/04 08:36 PM Re: Good Old Days of Banking
EllenA Offline
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Flushing, NY
I was at a PTA meeting where I said I worked for a bank and would donate key chains for an event. After the meeting, a woman came up to me and gave me her husband's card saying he is always looking for experienced tellers to work in his branch. She told me it was a nice place to work. I was (sort of) flatered that her impression of me was so good, but after I thought about it, how did she know I didn't already work for that bank? I really wanted to say that I was always looking for good branch managers, but she really was only trying to be nice, and that would have been a little mean.
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