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#148840 - 01/13/04 08:54 PM
Re: Good Old Days of Banking
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Platinum Poster
Joined: Jun 2003
Posts: 660
KY
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Actually once the power went our at the branch i used to work at and we had to try and balance the drawers the old fashion way... after a day of over 100 transactions by each teller it was a mess!!! it took some people over an hour to balance.  i still have some lenders who hand write their memos for the AAs to type... old ways die hard
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#148841 - 01/13/04 09:06 PM
Re: Good Old Days of Banking
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10K Club
Joined: Nov 2003
Posts: 12,846
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Quote:
Saying "I work in a bank" and always being asked "what branch are you a teller in?"
Hey, it's not just a female thing! I used to get this occasionally, too. The most suprising was when it came from someone with whom I had been discussing my recent sitting for the CPA exam. I think it's just a lack of understanding that there are other jobs in a bank.
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#148845 - 01/13/04 09:12 PM
Re: Good Old Days of Banking
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Diamond Poster
Joined: Sep 2002
Posts: 1,685
Indiana
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Oh yes, June 1981 is when I started in banking. Just 21 and just finished teaching high school. Prime rate was 20.5%, inflation was around 13%. CD's were paying 16.5% for 30 mos. I ran a window with a HUGE calculator and pen. Remember typing mortgage loans on my Remington manual typewriter with carbon paper---what fun. Figured interest by looking it up in a table in a book. No computers, faxes, cell phones, financial calculators, atms, websites, e-mail, images, etc.
We had an intern last summer and he needed to type something and I told him to use the typewriter (yes, we still have 2) and I got the blankest stare and him saying "I have never use a typewriter before".
We didn't have "banker's hours" at my first bank as the drive up opened at 6:30 A.M. (yes, A.M.) six days a week.
My second bank had the bankers hours. 9-3 with an hour for lunch. There were days when we were on the first tee at 3:30. However there were days we were there until 8 as the bank just about failed thanks to some prior officers. Pulled the bank out of the ashes, and then the shareholders sold us out.
The "Good Old Days" had plenty of warts on them but we tend for forget the bad and only remember the good.
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#148846 - 01/13/04 09:18 PM
Re: Good Old Days of Banking
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10K Club
Joined: Nov 2003
Posts: 12,846
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Quote:
I got the "deer in headlights" look...
I get that when I tell people I'm the bank's auditor - "you mean, like the . . . the . . .[stammering, shivering]. . . IRS???"
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#148849 - 01/13/04 10:08 PM
Re: Good Old Days of Banking
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Power Poster
Joined: Aug 2002
Posts: 7,353
Anchorage Alaska
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Only when you're wearing a blue dress Maria. Otherwise you're the bank devil  Or whirling dervish....
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Dawn Coursey VP/CRA Queen
CRA Rating is in...Oh who cares...I'm home with the baby.
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#148855 - 01/14/04 01:53 PM
Re: Good Old Days of Banking
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Power Poster
Joined: Jun 2003
Posts: 7,659
Florida
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Quote:
Every once in a while, I run into someone who doesn't get the concept of 'Security Officer,' and instead think I'm a 'Security Guard.'
. . . and the customers who thought the Cashier was the head teller???
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#148857 - 01/14/04 03:20 PM
Re: Good Old Days of Banking
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Power Poster
Joined: Mar 2001
Posts: 5,063
Pennsylvania
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Quote:
Every once in a while, I run into someone who doesn't get the concept of 'Security Officer,' and instead think I'm a 'Security Guard.' Invaribly, it's the 'do you carry a gun?' question that gives these people away...
I hear ya Jac, I once had an attorney question my qualifications to testify during a hearing involving a counterfeit check because he assumed that "Security Officer" meant that I stood in the lobby all day in a guard uniform. I thought our attorney was going to bust a gut laughing after we were out of the hearing!
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Knowledge is knowing what to say. Wisdom is knowing when to say it.
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#148858 - 01/14/04 04:03 PM
Re: Good Old Days of Banking
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100 Club
Joined: Dec 2002
Posts: 132
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The first (and third) banks I worked for had duplicate cash in and out tickets. The original, handwritten, ticket went to proof with the transaction. The duplicate copy went on a spindle. When balancing time came, each teller ran a calculator tape for the ins and another one for the outs. To balance, you started with yesterday's drawer total, added the ins, subtracted the outs, and that's what was in your drawer. Well....how simple is that? Of course, it worked every time!
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#148859 - 01/14/04 06:31 PM
Re: Good Old Days of Banking
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10K Club
Joined: Nov 2003
Posts: 12,846
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That's what we do now. Except that it's the original tickets, before they're sent to proof, not a copy.
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#148861 - 01/14/04 07:14 PM
Re: Good Old Days of Banking
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Power Poster
Joined: Oct 2003
Posts: 2,548
Southeast
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Probably the most amazing thing about the first bank I worked at was the nominal fraud losses. The bank had $100+ million in assets with 9 branches. During my years there, fraud losses from all sources were less than $1,000 per year. Imagine that in banking today.
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Politicians are like diapers. They need to be changed often and for the same reason.
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#148863 - 01/14/04 10:21 PM
Re: Good Old Days of Banking
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Power Poster
Joined: Jul 2002
Posts: 6,726
the sandy shore
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(Speaking of which, anyone see the finale of Celeb Poker last night? I was surprised at the winner! A good show overall, I hope they do another series, maybe with a different game.)
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I disbelieved what he was saying so hard, I probably created an alternate universe where it wasn't true.
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