We haven't received the written report yet for our FDIC exam that ended on 12/5, but assuming you have a separate IT exam, credit quality was the overriding concern. Specific areas were loan concentrations, geographic diversification, monitoring of loan covenants (especially waiving of covenants), relationship management for large out of local community lending, and interest rate risk. The usual suspects. With the improving asset quality and signs of improved economies, this was a non-event.
Societies that do not find work in and of itself "pleasing to God and requisite to Man," tend to be highly corrupt.