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#1492124 - 01/07/11 10:27 PM H-3 notice mailed separately?
RFitzpatrick Offline
Gold Star
Joined: Apr 2002
Posts: 424
Pacific NW
Can the H-3 notice be sent with the other early disclosures?

The reg says

ii) Segregated from other information provided to the consumer,

Does this mean just provided as a separate form, or mailed separately. The CBR will mail for a fee, but reading through the threads seems like both ways are being done. We previously just sent the Credit Score disclosure with the other 3-day disclosures.
Liability for taking my advice is limited to the amount you paid for it.

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#1492254 - 01/10/11 02:28 PM Re: H-3 notice mailed separately? RFitzpatrick
RR Joker Offline
10K Club
RR Joker
Joined: Nov 2002
Posts: 20,654
The Swamp
When they say separately in that context, it means it needs to stand alone in it's on can send it with the package. If you have more than one borrower, I'd suggest separately enclosing in envelopes to each party.
My opinion only. Not legal advice.

Say you'll haunt me - Stone Sour

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