Most banks correctly instruct customers to make checks payable to the bank only if paying a sum due the bank (box rental, trust fees, etc.) Checks to be used to obtain cash for the business ought to be payable to the individual conducting the transaction, with an annotation to indicate the purpose of the check (petty cash, for example).
_________________________
John S. Burnett
BankersOnline.com
Fighting for Compliance since 1976
Bankers' Threads User #8