State law may also be an issue. South Carolina requires a Notice of Right to Cure be sent to a consumer in connection with delinquent consumer credit. "Consumer" is defined to include the "debtor," which in turn is defined to include "any cosigner, comaker, guarantor, endorser, or surety, any assignee of the obligor, and any person who agrees to assume the payment of a credit obligation." Commentary to the SC Consumer Protection Code states that the notice must be sent to all persons connected with the transaction that come within the definition of "debtor".
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