On our LTV list that we keep, at the bottom it states: "The aggregate amount of all loans in excess of the supervisory loan-to-value limits should not exceed 100% of total capital. Moreover, within the aggregate limit,total loans for all commercial, agricultural, multifamily, or other non-1-4 family residential properties should not exceed 30% of total capital."
As it pertains to the 30%, does that include 1-4 family exceptions in its calculation?