I was reviewing the NMLS Background Check page and came upon this disclosure which I believe prohibits, among other things, giving the MLO a copy of their CBC. (See text in all caps below).
Am I misinterpreting this???
"7. The following status’ may be displayed in the Criminal Background Check Requests section:
- Pending Fingerprints – A CBC request has been submitted, but prints have not yet been taken.
- Processing Fingerprints – A CBC request has been submitted, prints have been taken, and the background check is being performed.
- Processing Name Check – A background check is being performed using the “Name Check” method.
- Closed – The background check has been conducted. The reason closed field will reflect received, rejected, or illegible. Received indicated the process in complete, rejected means information may be missing and illegible indicates prints must be retaken.
Note: RESULTS ARE NOT PROVIDED TO INDIVIDUALS, NMLS IS ONLY AUTHORIZED TO PROVIDE RESULTS TO YOUR REGULATOR.
- Expired – Fingerprints were not taken within the 180 day allotted time of submitting the request. You are required to authorize through NMLS again and schedule an appointment to be printed.
For further assistance, please contact the NMLS Call Center at 240-386-4444."
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The views, opinions, & judgments expressed here are mine. The contents have not been reviewed or approved by my employer.