The MLO will give their number to the borrower.
rsanders--in your case, your mortgage MLO will give her number to the borrower, include her number on the 1003, etc, NOT the number of the loan officer at the investor bank.
For your inhouse employees, I would do the same thing. Our processors/loan assistants meet the 2 prong test and are being registered. They will put their number on the early disclosures. The loan officer will put their number on loan docs, etc. Additionally I am having all of our MLOs include their number on their business cards, email signatures, and signature lines for letters, etc.
The final rule says that the unique identifier must be given before acting as an MLO. If I am acting as an MLO, I wouldn't give your number, I would give mine.
Last edited by Dani York; 02/23/11 04:47 PM. Reason: can't spell
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I can't herd the cats anymore, so I just set up the electric fences and let them fry when they stray out of bounds.