Thread Options
#1449919 - 09/29/10 08:24 PM ACH Risk Assessments
BankerKAT45 Offline
Junior Member
Joined: Sep 2010
Posts: 36
I realize that what I am about to ask may be a simple question but i am having a very difficult time with it...

We do NOT originate ACH's - therefore from what i understand we are only required to have a Level One Risk Assessment...and I thought the Risk Assessment Levels were defined in the NACHA Rules... i cannot find it.

Is there anyone out there that can help me with defining the Levels of Risk - or have an example of a Level One Risk Assessment?

Any help would be greatly GREATLY appreciated!
"Nothing is impossible, the word itself says I'm possible" - Audrey Hepburn

Return to Top
Risk Management
#1450029 - 09/30/10 12:39 PM Re: ACH Risk Assessments BankerKAT45
HappyGilmore Offline
10K Club
Joined: Jun 2004
Posts: 19,483
Pulling people out of the ditc...
contact your local ACH association and ask them to furnish you the risk assessment guidelines. You may have to pay a small fee, but it is worth it
Providing alternative truths since the invention of time

Return to Top
#1450180 - 09/30/10 03:28 PM Re: ACH Risk Assessments HappyGilmore
DeeQ Offline
10K Club
Joined: Dec 2002
Posts: 40,763
Turnpike Exit 10
My matrix is separated into originating and receiving, if you want a copy, send me a PM with your bank email address.
Get your facts first, then you can distort them as you please. - Mark Twain

Return to Top
#1466140 - 11/09/10 08:54 PM Re: ACH Risk Assessments DeeQ
Vanessa Dockery Offline
New Poster
Joined: May 2007
Posts: 1
I would LOVE to have a copy of the ACH Risk Assessment - Crunch time...less than two months to get it completed. email:

Return to Top
#1499108 - 01/24/11 03:44 PM Re: ACH Risk Assessments BankerKAT45
MissJ Offline
New Poster
Joined: Jan 2011
Posts: 2
I am working on our ACH Risk Assessment & would greatly appreciate if anyone has an example assessment they can send me.I have been trying to work with the sample from the UMACHA site but would like to see what other banks are doing.We are a originating & receiving bank. Thank you so much for any help you can give!! My email is:
Last edited by MissJ; 01/24/11 04:17 PM. Reason: forgot to add email address
Return to Top
#1514537 - 02/25/11 01:45 PM Re: ACH Risk Assessments MissJ
CEK Offline
Junior Member
Joined: Jul 2009
Posts: 34
Miss J, since you are OCC regulated institution please take a look at this guidance from your friendly OCC at this site:

It lays out the risk you should be assessing.

Also, the Retail Payment Systems handbook is another great reference, if you already don't know.
FICSAS is a Sponsor of BOL

Contact me as follows:
Phone: 770-403-3095

Return to Top

Moderator:  Andy_Z