Andy, I just saw this Q&A in your webinar info,
Q: If we are still delivering disclosures and statements in paper form, do we have to be concerned with E-SIGN and UETA?
A: Not really. You have added a delivery channel, not replaced it. So long as you are not sending conflicting information, you are fine. But if you have the infrastructure in place, you might examine using e-delivery as a means to make more timely disclosures and in a more cost effective manner.
Now, I'm getting more confused. If we still mail paper statements, why should I be concerned with ESign and demonstratable consent?